http://www.identitytheftweb.com Identity Theft Information Facts and Articles About Identity Theft Prevention Fri, 16 Oct 2009 03:41:14 +0000 http://backend.userland.com/rss092 en What you should know: The law says that if you write and ask a debt collector to leave you alone, they have to. Well that was easy! After that, all they can do is contact you to tell you they aren't going to contact you anymore (which is kind of amusing), ... http://www.identitytheftweb.com/getting-rid-of-the-debt-collectors.html What you should know: Your liability when money is stolen from your bank account, with a debit or ATM card for instance, all depends on how quickly you report the theft, so you've got to act fast...really fast. If you report it within 2 days, you'll only lose $50. If it ... http://www.identitytheftweb.com/dealing-with-debit-cards.html What you should know: In most cases, your liability when a thief steals your credit card and hits the mall is limited to $50 per card. (Some banks and card companies offer $0 liability—an even better deal.) To take advantage of this deal, though, you need to act promptly. What you should ... http://www.identitytheftweb.com/clearing-up-credit-fraud.html What you should know: By law, both the credit bureaus and the information providers—the credit grantors who give them information about you—are responsible for correcting inaccuracies on your credit report. To make sure this really happens, attack on both fronts: contact the credit bureaus and the information providers. What you should do: First call ... http://www.identitytheftweb.com/correcting-your-credit-reports.html In addition to all the other paperwork, it's a good idea to call the Federal Trade Commission to report the crime. Why? Although they can't catch the bad guys for you, they maintain a database of information for law enforcement types, who just might be able to track down your thief. Also, the FTC uses the ... http://www.identitytheftweb.com/file-a-complaint-with-the-ftc.html If tying a string around your finger is your only system for keeping track of stuff, your hands will soon be so knotted with string that you won't be able to dial the phone. Maybe you should find a new system, before you cause a national string shortage. Try these ... http://www.identitytheftweb.com/how-to-stay-organized-and-be-effective.html Throughout this process, you're going to be faced by skepticism. Companies will want some kind of proof that you really are a victim, and not just some jerk trying to get out of paying your debts. A police report is the best proof you can offer, because creditors assume you ... http://www.identitytheftweb.com/identity-theft-solutions-file-a-police-report.html This means you pull the plug on both types of accounts—your old accounts the thief was misusing, plus any new accounts the thief opened in your name. Don't forget that this could include credit card companies or service providers like your phone, ISP, or utilities. When you reopen your accounts, ... http://www.identitytheftweb.com/identity-theft-solutions-shut-down-all-compromised-accounts.html First things first, you need to get a fraud alert and a victim statement placed on your credit reports. The fraud alert is a signal to businesses that someone's been doing nasty things with your identity. It will prompt a credit card company to be a little more careful next ... http://www.identitytheftweb.com/identity-theft-solutions-contact-the-credit-bureau-fraud-departments.html Typically, when a crime is committed, the police take care of things. It's what they're paid to do. When the crime is identity theft, however, you get to take on your case all by yourself. And cleaning up the mess a thief made is a huge chore. In more complicated identity ... http://www.identitytheftweb.com/identity-theft-victims-how-to-cope-when-it-happens-to-you.html