File a Complaint With the FTC

In addition to all the other paperwork, it’s a good idea to call the Federal Trade Commission to report the crime.

Why? Although they can’t catch the bad guys for you, they maintain a database of information for law enforcement types, who just might be able to track down your thief. Also, the FTC uses the information they gather to learn more about identity theft, which helps them help victims like you.

These guys are on your side, so give them a call and tell your story.

To notify the FTC, call 1-877-IDTHEFT.

The Identity Theft Affidavit

This handy tool is a standard form—a three-page master key to identity theft repair. It can help you begin to fix up your credit, especially if you are unable to get a police report. Many companies accept the ID Theft Affidavit as a fraud dispute form, which is nice unless you really like endless paperwork. (Some companies still want you to fill out their own forms, so check first.)

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